信阳农业高等专科学校学报
信暘農業高等專科學校學報
신양농업고등전과학교학보
JOURNAL OF XINYANG AGRICULTURAL COLLEGE
2012年
2期
32-35
,共4页
非法吸收公众存款罪%非犯罪化%民间融资%立法建议
非法吸收公衆存款罪%非犯罪化%民間融資%立法建議
비법흡수공음존관죄%비범죄화%민간융자%입법건의
crime of illegally absorbing public deposits%decriminalization%private sector borrowing%legislative propos- A~Q7 ~ ~ V~ ~l1 !al
非法吸收公众存款罪自设立以来就饱受诟病,其最大的问题是与合法的民间借贷难以区分,极易不当扩大处罚范围,违背刑法的谦抑性,同时本罪也与当前打破金融垄断、开放合理集资的趋势相悖,导致刑法的滞后性。因此,本文试图从内因和外因两方面探讨非法吸收公众存款罪的非犯罪化问题,并对本罪废除后如何合理规范民间融资提出立法建议。
非法吸收公衆存款罪自設立以來就飽受詬病,其最大的問題是與閤法的民間藉貸難以區分,極易不噹擴大處罰範圍,違揹刑法的謙抑性,同時本罪也與噹前打破金融壟斷、開放閤理集資的趨勢相悖,導緻刑法的滯後性。因此,本文試圖從內因和外因兩方麵探討非法吸收公衆存款罪的非犯罪化問題,併對本罪廢除後如何閤理規範民間融資提齣立法建議。
비법흡수공음존관죄자설립이래취포수후병,기최대적문제시여합법적민간차대난이구분,겁역불당확대처벌범위,위배형법적겸억성,동시본죄야여당전타파금융롱단、개방합리집자적추세상패,도치형법적체후성。인차,본문시도종내인화외인량방면탐토비법흡수공음존관죄적비범죄화문제,병대본죄폐제후여하합리규범민간융자제출입법건의。
The crime of illegally absorbing public deposits has been reviled since its establishment. The main problem is that it is difficult to distinguish it from the legal private sector borrowing, therefore, it is likely to expand punishment scope improperly and to violate the austerity of criminal law. In addition, this crime also goes against modem trend of breaking financial monopoly and opening reasonable collect of money. Consequently, this article discusses the decriminal- ization of illegally absorbing public deposits from internal and external cause, and comes up with legislative proposals a- bout how to guide private sector borrowing after abolishing this crime.
