CAJ | 학술논문

论述了民间金融与实体经济、官方金融、农户，以及其他共生单元形成的利益共享、风险互通的共生关系，分析了民间金融的共生特性及其共生风险成因，有利于优化共生模式，降低共生风险，促进共生正能量的形成。从共生视角提出了民间金融风险监控的单元-模式-环境的铁三角模型。
논술료민간금융여실체경제、관방금융、농호，이급기타공생단원형성적이익공향、풍험호통적공생관계，분석료민간금융적공생특성급기공생풍험성인，유리우우화공생모식，강저공생풍험，촉진공생정능량적형성。종공생시각제출료민간금융풍험감공적단원-모식-배경적철삼각모형。
The folk finance and entity economic , formal finance , farmers as well as other symbiotic units form a benefits and risk sharing symbiotic relationship .The symbiotic characteristics of folk finance and the origins of symbiotic risk were investiga -ted.The symbiotic relationship benefits to optimize symbiotic model , decrease symbiotic risk and promote positive symbiosis en-ergy.A symbiotic model named "unit-mode-environment iron tangible model"was proposed from the viewpoint of symbiosis .