CAJ | 학술논문

在网络洗钱的四种主要支付模式中,技术都发挥了不可或缺的作用。以网络银行、网络赌场和网络第三方支付平台为例分析网络洗钱的原理,介绍打击网络洗钱的主要风险管理手段,以及中国政府应对网络洗钱的举措。中国政府在预防和打击网络洗钱的立法层级、立法涵盖面,以及相应的风险管理手段的要求等方面还有改进的空间。
재망락세전적사충주요지부모식중,기술도발휘료불가혹결적작용。이망락은행、망락도장화망락제삼방지부평태위례분석망락세전적원리,개소타격망락세전적주요풍험관리수단,이급중국정부응대망락세전적거조。중국정부재예방화타격망락세전적입법층급、입법함개면,이급상응적풍험관리수단적요구등방면환유개진적공간。
Technology plays an indispensable role in the four main payment modes of cyber-laundering. This article analyzes the mechanisms of cyber-laundering with online banks, Intemet casinos and the third-party payment platform as examples, and introduces main risk management measures for tackling cyber-laundering, as well as measures against cyber-laundering taken by the Chinese government. The article concludes that to prevent and combat cyber-latmdering more effectively, the Chinese government has much to do for improvement in such aspects as legislation level, legislation coverage and corresponding requirements for risk management in this regard.