CAJ | 학술논문

　　日本的养老保险由所有国民参保的国民养老保险和福利养老保险两部分组成，是政府直接运营管理的一种公共机制。与世界上其他发达国家的养老保险一样，采用社会保险方式、物价变动、终身养老金、赋税方式等机制。它对日本高龄者老后的收入保障起到重要作用。但是由于日本少子老龄化程度不断加剧，政府致力于为建立一种国民信赖的、稳定的、可持续发展的制度而不断改革。
　　일본적양로보험유소유국민삼보적국민양로보험화복리양로보험량부분조성，시정부직접운영관리적일충공공궤제。여세계상기타발체국가적양로보험일양，채용사회보험방식、물개변동、종신양로금、부세방식등궤제。타대일본고령자로후적수입보장기도중요작용。단시유우일본소자노령화정도불단가극，정부치력우위건립일충국민신뢰적、은정적、가지속발전적제도이불단개혁。
Japanese pension insurance, consisting of two parts including the national pension insurance and welfare pension insurance, is a public mechanism under direct government operation and management. Just like that in other developed countries in the world, Japanese pension insurance adopted mechanisms of social insurance, price changes, lifetime pensions, taxes, etc., which plays an important role in in-come security for the retired elderly people in Japan. Due to the increasing low birthrate and aging in Japan, Japanese government is en-gaged in continual reforms to establish a national stable and sustainable development system trusted by the public.