山东冶金
山東冶金
산동야금
SHANDONG METALLURY
2014年
3期
63-64,68
,共3页
保兑仓业务%钢厂%银行%风险控制
保兌倉業務%鋼廠%銀行%風險控製
보태창업무%강엄%은행%풍험공제
confirming storage business%steel maker%guarantee%risk control
在保兑仓业务中,钢厂承担的主要风险包括发货风险、产品抵押风险、差额退款风险等,集中体现在承兑汇票的兑付风险。生产周期较短、通用性较强的钢材销售,可以采用该业务模式。保兑仓业务模式,钢厂要慎重选择合作银行和贸易商,按照金融业务管理标准的要求组成专业团队,规范操作、尽职尽责,正确识别、控制合同风险和操作风险,做好销售风险管理,避免产生经济损失。
在保兌倉業務中,鋼廠承擔的主要風險包括髮貨風險、產品牴押風險、差額退款風險等,集中體現在承兌彙票的兌付風險。生產週期較短、通用性較彊的鋼材銷售,可以採用該業務模式。保兌倉業務模式,鋼廠要慎重選擇閤作銀行和貿易商,按照金融業務管理標準的要求組成專業糰隊,規範操作、儘職儘責,正確識彆、控製閤同風險和操作風險,做好銷售風險管理,避免產生經濟損失。
재보태창업무중,강엄승담적주요풍험포괄발화풍험、산품저압풍험、차액퇴관풍험등,집중체현재승태회표적태부풍험。생산주기교단、통용성교강적강재소수,가이채용해업무모식。보태창업무모식,강엄요신중선택합작은행화무역상,안조금융업무관리표준적요구조성전업단대,규범조작、진직진책,정학식별、공제합동풍험화조작풍험,주호소수풍험관리,피면산생경제손실。
During the confirming storage business, the risks undertaken by steel makers include delivery risk, product collateral risk and balance refund risk, which are intensively reflected in acceptance bill redemption risk. This should apply to the sales of steel with short production cycle and high universality. Confirming storage business pattern requires steel makers to choose cooperative banks and traders prudently, to form professional team according to the requirement of financial transaction administrative standard, to stipulate operation, to recognize and control contract risk and operation risk and to manage marketing risk to avoid economic losses.