CAJ | 학술논문

目前，中国住房市场供求的总量关系正在趋向平衡，要防止在房地产投资规律性回落过程中盲目刺激。区域市场分化仍在加剧，一线城市土地价格高企与部分非热点城市住房供给过剩并存。一旦房地产市场出现下行，有些地方政府融资平台的土地抵押物存在重新评估的风险。建议引导住房向居住本质回归，鼓励支持首套、中小户型住房消费，实施中性的住房金融政策，建立合理的土地供给机制，加快完善房地产税收体系，建立全面、系统、动态更新的城镇住房信息系统，强化市场的预期管理。
목전，중국주방시장공구적총량관계정재추향평형，요방지재방지산투자규률성회락과정중맹목자격。구역시장분화잉재가극，일선성시토지개격고기여부분비열점성시주방공급과잉병존。일단방지산시장출현하행，유사지방정부융자평태적토지저압물존재중신평고적풍험。건의인도주방향거주본질회귀，고려지지수투、중소호형주방소비，실시중성적주방금융정책，건립합리적토지공급궤제，가쾌완선방지산세수체계，건립전면、계통、동태경신적성진주방신식계통，강화시장적예기관리。
Currently,supply and demand of the housing market tend to balance.The policy priority is to pre-vent the regular blind stimulation in the rational decline of real estate investment.Regional market differentiation is still increasing;land price in the first-tier cities is high while some non-hot cities oversupply housing.Once the real estate market declined too much,land collateral and some local government financing platform risk would be re-as-sessed.It's suggested to guide housing-purchase to return to living nature,encourage and support the first pur-chase,small and medium-sized housing consumption,implement neutral housing finance policy,establish rational land supply mechanism,accelerate the improvement of the real estate tax system,establish a comprehensive,sys-tematic and dynamic-update urban housing information system ,strengthen management of the market expectation.