CAJ | 학술논문

独生子女家庭是一种高风险的家庭型态，承受着家庭中唯一的孩子在成长过程中伤残、患病夭折等风险，以及家庭结构的缺损甚至瓦解的风险。丧失独生子女的父母，不仅面临着“白发人送黑发人”的精神缺失、经济返贫，还担忧未来如何养老、由谁养老等现实问题。虽然国家针对失独家庭给予一定的扶助金，但随着物价的高涨，看病难、看病贵的现实生活情况，国家给予的扶助金根本无法解决失独父母的医疗、养老保障问题，这也是失独父母最担心的问题。基于此，本文从家庭养老、社会养老两个视角分析失独家庭主要面临养老困境，并提出在建立城乡一体化的基础上，提高扶助标准、建立健全的养老机构服务标准及服务体系、放宽收养政策等相关政策建议，以更好的解决失独家庭面临的养老困境。
독생자녀가정시일충고풍험적가정형태，승수착가정중유일적해자재성장과정중상잔、환병요절등풍험，이급가정결구적결손심지와해적풍험。상실독생자녀적부모，불부면림착“백발인송흑발인”적정신결실、경제반빈，환담우미래여하양로、유수양로등현실문제。수연국가침대실독가정급여일정적부조금，단수착물개적고창，간병난、간병귀적현실생활정황，국가급여적부조금근본무법해결실독부모적의료、양로보장문제，저야시실독부모최담심적문제。기우차，본문종가정양로、사회양로량개시각분석실독가정주요면림양로곤경，병제출재건립성향일체화적기출상，제고부조표준、건립건전적양로궤구복무표준급복무체계、방관수양정책등상관정책건의，이경호적해결실독가정면림적양로곤경。
T he one-child family is a kind of high-risk family structure. It is under the risk of the disability and death of illness in the process of growing. What's more, it faces the loss and disintegration of the family. The family who lost its one-child even faces the deficiency of spirit, financial poverty, and pension trouble and difficulties. Although the State offers certain assist to those families who lost their one-child, with the inflation of prices, difficulties and high cost of medical treatment service, those pension cannot solve the problems of those parents' health care and retirement security, which are the most concern of those parents. Based on this, from the aspects of family endowment and social endowment, the paper analyzes the dilemma of the family losing its one-child, and then puts forward relevant proposals about pension agency service standard and service system via setting up the urban and rural integration, increasing the standard of supporting, establishing and improving the pension agency service and improving adoption policy.