对外经贸
對外經貿
대외경무
Heilongjiang Foreign Economic Relations and Trade
2014年
7期
19-20
,共2页
出口风险管理%出口信用保险%注意事项
齣口風險管理%齣口信用保險%註意事項
출구풍험관리%출구신용보험%주의사항
export risk management%export credit insurance%considerations
2013年，我国成为全球货物贸易第一大国，但却由于各类出口风险而蒙受高额损失。据统计，我国因风险而导致的出口坏账率高达5％，而欧美国家仅为0.25％～0.5％，因此加强出口风险管理尤为重要。近年来，随着出口信用保险制度的推广，利用出口信用保险成为管理外贸出口风险尤其是政治风险和商业风险的一种有效手段。结合外贸实际业务阐述外贸企业利用出口信用保险管理出口风险的现状，并提出扩大出口信用保险的投保范围，实行“大统保”；加强出口信用保险业务管理；规范管理贸易合同等注意事项。
2013年，我國成為全毬貨物貿易第一大國，但卻由于各類齣口風險而矇受高額損失。據統計，我國因風險而導緻的齣口壞賬率高達5％，而歐美國傢僅為0.25％～0.5％，因此加彊齣口風險管理尤為重要。近年來，隨著齣口信用保險製度的推廣，利用齣口信用保險成為管理外貿齣口風險尤其是政治風險和商業風險的一種有效手段。結閤外貿實際業務闡述外貿企業利用齣口信用保險管理齣口風險的現狀，併提齣擴大齣口信用保險的投保範圍，實行“大統保”；加彊齣口信用保險業務管理；規範管理貿易閤同等註意事項。
2013년，아국성위전구화물무역제일대국，단각유우각류출구풍험이몽수고액손실。거통계，아국인풍험이도치적출구배장솔고체5％，이구미국가부위0.25％～0.5％，인차가강출구풍험관리우위중요。근년래，수착출구신용보험제도적추엄，이용출구신용보험성위관리외무출구풍험우기시정치풍험화상업풍험적일충유효수단。결합외무실제업무천술외무기업이용출구신용보험관리출구풍험적현상，병제출확대출구신용보험적투보범위，실행“대통보”；가강출구신용보험업무관리；규범관리무역합동등주의사항。
China has become the largest country in world’s goods trade in 2013,but we has suffered huge losses due to various types of export risks.According to statistics,China’s export ratio of bad debt due to the risk is as high as 5%,while in Eu-rope and the United States is only 0.25% ~0.5%,thus strengthening the export risk management is particularly important. In recent years,with the promotion of export credit insurance system,the use of export credit insurance becomes an effective means of export risk management,especially for political risk and commercial risk.This paper describes the status of the actual business of foreign trade enterprises to use export credit insurance for export risk management,and suggests some considera-tions,such as expanding export credit insurance coverage,implementing the “whole system insurance”,strengthening export credit insurance business management,standardizing the management of trade contracts and so on.
