CAJ | 학술논문

融资难是制约科技型中小企业健康发展的首要问题。选择合适的金融产品，并将融资策略合理地运用到企业发展的整个过程，对于科技型中小企业的发展有着至关重要的作用。在分析辽宁省科技型中小企业融资状况的基础上，对科技型中小企业在生命周期各个阶段的融资需求特征进行研究，提出与各个阶段相匹配的融资策略，针对策略选择过程中可能存在的问题提出相应建议，旨在为科技型中小企业制定融资策略提供依据。
융자난시제약과기형중소기업건강발전적수요문제。선택합괄적금융산품，병장융자책략합리지운용도기업발전적정개과정，대우과기형중소기업적발전유착지관중요적작용。재분석요녕성과기형중소기업융자상황적기출상，대과기형중소기업재생명주기각개계단적융자수구특정진행연구，제출여각개계단상필배적융자책략，침대책략선택과정중가능존재적문제제출상응건의，지재위과기형중소기업제정융자책략제공의거。
Financing difficulty is the chief problem restricting the healthy development of scientific and technological small and medium enterprises ( S&T SMEs) . It is of key significance to the development of S&T SMEs to select suitable financing product, and to apply financing strategy properly during the whole developing process of enterprises. Based on analyzing the finacing situation of S&T SMEs in Liaoning Province, the characteristics of financing demand are studied in each stage of life cycle of S&T SMEs, and the financing strategies are proposed to match each stage. Corresponding suggestions are brought forward according to the problems maybe exsited during the process of strategy selection, in order to provide basis for the making of financing strategy of S&T SMEs.