河南科技学院学报(社会科学版)
河南科技學院學報(社會科學版)
하남과기학원학보(사회과학판)
JOURNAL OF HENAN INSTITUTE OF SCIENCE AND TECHNOLOGY(SOCIAL SCIENCES EDITION)
2014年
9期
5-8
,共4页
温州市%房地产金融风险%贷款担保制度%民间借贷
溫州市%房地產金融風險%貸款擔保製度%民間藉貸
온주시%방지산금융풍험%대관담보제도%민간차대
Wenzhou%risk in real estate financing market%loan guarantee system%informal lending
房价下跌、民间借贷崩盘和银行贷款不良率大幅攀升,使温州房地产金融风险空前加剧。温州房地产金融风险根源在于制造业瓶颈,金融制度的不完善起到了推波助澜的作用。只有完善金融制度,促进金融业“以实为主,虚实并进”助推制造业复苏并成功转型升级,才能解决温州市房地产金融困局,防止局部风险演化为全局性危机。
房價下跌、民間藉貸崩盤和銀行貸款不良率大幅攀升,使溫州房地產金融風險空前加劇。溫州房地產金融風險根源在于製造業瓶頸,金融製度的不完善起到瞭推波助瀾的作用。隻有完善金融製度,促進金融業“以實為主,虛實併進”助推製造業複囌併成功轉型升級,纔能解決溫州市房地產金融睏跼,防止跼部風險縯化為全跼性危機。
방개하질、민간차대붕반화은행대관불량솔대폭반승,사온주방지산금융풍험공전가극。온주방지산금융풍험근원재우제조업병경,금융제도적불완선기도료추파조란적작용。지유완선금융제도,촉진금융업“이실위주,허실병진”조추제조업복소병성공전형승급,재능해결온주시방지산금융곤국,방지국부풍험연화위전국성위궤。
With house prices falling continues ,informal lending collapsing and bank non -performing loan rate ris-ing,the real estate financing risks having been increasing sharply in Wenzhou city .Such risks directly caused by our country ’ s financial policies and measures ,but rooted in the developing bottleneck of manufacture .Only to perfect fi-nancial system ,promote financial industry mainly serve the manufacture industry ,so that to promote manufacture in-dustry recovery and successful upgrading , can we resolve the current Wenzhou City real estate financing predica-ment,and then prevent local risk evolutes into an overall and systemic crisis .