上海公安高等专科学校学报（公安理论与实践）
上海公安高等專科學校學報（公安理論與實踐）
상해공안고등전과학교학보（공안이론여실천）
JOURNAL OF SHANGHAI PUBLIC SECURITY ACADEMY
2014年
4期
17-23
,共7页
商业保理%潜在风险%防范对策
商業保理%潛在風險%防範對策
상업보리%잠재풍험%방범대책
Commercial Insurance%Potential Risk%Preventive Countermeasure
为切实发挥保理业务解决中小企业融资难问题的作用，更好地与国际接轨，我国开始了商业保理试点工作。随着行业不断发展壮大，业务竞争日趋激烈，潜藏风险隐患必将逐步显现。针对商业保理领域潜在风险的防范对策主要有：完善商业保理行业法律规范，完善日常监管体制机制，强化行业自律和企业风险内控等。
為切實髮揮保理業務解決中小企業融資難問題的作用，更好地與國際接軌，我國開始瞭商業保理試點工作。隨著行業不斷髮展壯大，業務競爭日趨激烈，潛藏風險隱患必將逐步顯現。針對商業保理領域潛在風險的防範對策主要有：完善商業保理行業法律規範，完善日常鑑管體製機製，彊化行業自律和企業風險內控等。
위절실발휘보리업무해결중소기업융자난문제적작용，경호지여국제접궤，아국개시료상업보리시점공작。수착행업불단발전장대，업무경쟁일추격렬，잠장풍험은환필장축보현현。침대상업보리영역잠재풍험적방범대책주요유：완선상업보리행업법률규범，완선일상감관체제궤제，강화행업자률화기업풍험내공등。
In order to play an effective role of commercial insurance in solving problems of small- and intermediate-scaled enterprises collecting funds and to be internationally aligned, our country has experimented with commercial insurance. With the businesses developing and competition becoming more serious, there have existed some potential risks. Targeting the risks, countermeasures should be taken and commercial insurance businesses be legally standardized, routine management mechanisms be perfected and self-disciplines and self-control of the risks be reinforced.
