CAJ | 학술논문

并购重组是典型的市场配置资源手段，是经济效率提升的重要载体，市场经济条件下的并购同样是银行业寻找新的增长点的关键。西方国家的银行并购经验对我国商业银行并购有借鉴意义，以市场化手段开展银行并购，有助于提升我国商业银行的国际竞争能力。
병구중조시전형적시장배치자원수단，시경제효솔제승적중요재체，시장경제조건하적병구동양시은행업심조신적증장점적관건。서방국가적은행병구경험대아국상업은행병구유차감의의，이시장화수단개전은행병구，유조우제승아국상업은행적국제경쟁능력。
Merger and acquisition is the typical field of market allocation of resources and is an important carrier of economic efficiency. Under the condition of market economy, M&A is the key to the banking industry to look for new growth. The M &A experience of western banks is of great reference for commercial banks in China. Using the market-oriented means to conduct banks’M&A is helpful to improving the international competitiveness of our com-mercial banks.