CAJ | 학술논문

文章运用DEA方法核算了我国30省区金融生态超效率值，综合评价了我国各省区的金融生态效率，并进一步以Malmquist指数分解法对各省区金融生态低效率原因进行解析。研究表明：整体上我国金融生态效率偏低，且省域之间存在较大差别，造成这一结果的原因在于，一是金融体系易受外部环境的影响，二是金融业一味追求规模的扩张却忽视了技术的改进和创新。
문장운용DEA방법핵산료아국30성구금융생태초효솔치，종합평개료아국각성구적금융생태효솔，병진일보이Malmquist지수분해법대각성구금융생태저효솔원인진행해석。연구표명：정체상아국금융생태효솔편저，차성역지간존재교대차별，조성저일결과적원인재우，일시금융체계역수외부배경적영향，이시금융업일미추구규모적확장각홀시료기술적개진화창신。
By using the DEA method, this paper computes the ecological value of ifnancial super-efifciency in 30 provinces of China, and evaluates each province's ecological value of ifnancial super-efifciency. Furthermore, the method of Malmquist index decomposition is further employed to ifnd the inefifcient ifnancial ecological reasons. The research shows that the overall eco-efifciency of ifnance is low, and there is a big difference in provincial domains. The causes of this result are twofold:the ifrst is that the ifnancial system is vulnerable to the external environment, and the second is that the ifnancial industry blindly seeks to expand the scale of itself, thus ignoring the improvements in technology and innovation.