CAJ | 학술논문

金融是现代经济发展的核心。该文通过反映金融业发展水平的8项因子，构建兵团金融发展水平综合评价指标体系，利用2003-2012年兵团金融统计数据，运用因子分析法对兵团地区金融服务业发展水平进行综合评价。研究发现，兵团金融服务业水平相对落后，但总体呈现增长趋势；2003年后兵团金融业人力资本投入及保险业的发展是拉动当期金融发展的主要动力；2009年后，金融发展速度较快，金融产业结构成为金融增长的主要动力。
금융시현대경제발전적핵심。해문통과반영금융업발전수평적8항인자，구건병단금융발전수평종합평개지표체계，이용2003-2012년병단금융통계수거，운용인자분석법대병단지구금융복무업발전수평진행종합평개。연구발현，병단금융복무업수평상대락후，단총체정현증장추세；2003년후병단금융업인력자본투입급보험업적발전시랍동당기금융발전적주요동력；2009년후，금융발전속도교쾌，금융산업결구성위금융증장적주요동력。
Finance is the core of modern economy. This paper is compiled to make a comprehensive evaluation of financial service industry development by the construction of relative indicators systems on the 2003-2012 data from XPCC Finance Statistics References. Through empirical research, it can be concluded that the industry has kept a sustainable slow development. In 2003, the human capital input and insurance are the two major elements to boom the contemporary economy development in XPCC.After 2009,financial industry speeded up.All the above mentioned factors in this paper have certain significance to financial service industry development in XPCC.