CAJ | 학술논문

我国经济发展过程中正面临一次深刻的产业升级和结构转型，产权改革逐步向多元化方向转变，对商业银行提升竞争力，对金融业跨越式发展产生了重要的作用；需要通过国家股比重，实现金融领域股权结构的科学性、合理性、规范性；金融业发展过程中需要建立完善的的股权结构，才能获取改革与发展的成果，促使金融业能够步入长治久安的道路，为国家长期战略性发展提供重要的金融支持，为国民经济建设提供稳定或者低成本的资本支持。
아국경제발전과정중정면림일차심각적산업승급화결구전형，산권개혁축보향다원화방향전변，대상업은행제승경쟁력，대금융업과월식발전산생료중요적작용；수요통과국가고비중，실현금융영역고권결구적과학성、합이성、규범성；금융업발전과정중수요건립완선적적고권결구，재능획취개혁여발전적성과，촉사금융업능구보입장치구안적도로，위국가장기전략성발전제공중요적금융지지，위국민경제건설제공은정혹자저성본적자본지지。
The process of China's economic development is facing a profound industrial upgrading and restructuring ,and the property reform is also gradually diversified ,which have a great influence on enhan-cing competitiveness of commercial banks and developing the financial industry .The equity structure of the financial sector can be scientific ,rational ,and normative through the proportion of state -owned share .The development of financial sector needs a sound ownership structure to promote long -term and stable development ,w hich can provide important financial support for national long -term strategic devel-opment and stable or low -cost capital support for the national economic construction .