CAJ | 학술논문

如何有效认知互联网金融信息在储存、交易、传播等过程中的窃取、盗用等各种风险；如何防止恶意垃圾金融信息对百姓生活的干扰，为当代金融市场提供一个高效、便捷、低成本的开放交互式平台，是互联网界、学术界和政府长时间完善互联网金融信息安全问题的重要课题。文章从互联网金融服务对传统金融行业的拓展出发，通过分析互联网金融信息存在风险的现状、主要体现形式、危害及事件，说明互联网金融信息风险的损害性和解决的必要性，并针对我国新近立法对风险预防方面存在的问题予以分析，故而提出应对互联网金融信息风险的建议，以期有助于互联网金融快速发展，提高大众风险防范意识。
여하유효인지호련망금융신식재저존、교역、전파등과정중적절취、도용등각충풍험；여하방지악의랄급금융신식대백성생활적간우，위당대금융시장제공일개고효、편첩、저성본적개방교호식평태，시호련망계、학술계화정부장시간완선호련망금융신식안전문제적중요과제。문장종호련망금융복무대전통금융행업적탁전출발，통과분석호련망금융신식존재풍험적현상、주요체현형식、위해급사건，설명호련망금융신식풍험적손해성화해결적필요성，병침대아국신근입법대풍험예방방면존재적문제여이분석，고이제출응대호련망금융신식풍험적건의，이기유조우호련망금융쾌속발전，제고대음풍험방범의식。
The problems of how to effectively recognize the risks of theft or abuse using of financial information on e - finance service during the process of storage,trading or communication;how to prevent the harassment of junk information in people’s daily life;how to build an open and interactive platform which is efficient,convenient and low cost for the modern financial market,will be an important long term subject. With the expansion of the newly e- finance service,this paper analyzes the risks,representations,harms and some cases in e - finance by the current legislation in this field. This article also explains the rising crises of e - finance information in order to do some help to the development of e - finance service and to improve the public consciousness of information risks.