CAJ | 학술논문

生源地信用助学贷款是高校资助贫困生的有效方法之一。它具有自身的特点，目前在政府、银行、学校、社会“四位一体”共同参与下，出现了较好的运转模式，但仍存在一定的风险。因此，建立多级多方的联动机制，是生源地信用助学贷款风险防控的应有之举，以确保这一制度持续稳定地运行。
생원지신용조학대관시고교자조빈곤생적유효방법지일。타구유자신적특점，목전재정부、은행、학교、사회“사위일체”공동삼여하，출현료교호적운전모식，단잉존재일정적풍험。인차，건립다급다방적련동궤제，시생원지신용조학대관풍험방공적응유지거，이학보저일제도지속은정지운행。
Locally-granted student loan is one of the effective methods to support poor students of colleges and universities. It has its own characteristics,and under the joint participation of the government,banks,schools,society“four in one”,it's a better mode of operation. But in reality there are still certain risks. Therefore,building a linkage of multi-level and multi-party is the important measure for implementing risk prevention and control in locally-granted student loan to guarantee the steady operation of this system.