CAJ | 학술논문

从商业银行角度出发，运用委托代理理论对供应链金融中业务主体的委托代理关系进行分析，阐述商业银行与其他企业间的多重委托代理关系及信息不对称问题。从风险类型、风险行为和风险损失三个方面分析了由信息不对称引发的商业银行信息风险；最后给出了规避供应链金融信息风险的建议与对策。为供应链金融的主体认识和信息风险管理提供了借鉴和参考。
종상업은행각도출발，운용위탁대리이론대공응련금융중업무주체적위탁대리관계진행분석，천술상업은행여기타기업간적다중위탁대리관계급신식불대칭문제。종풍험류형、풍험행위화풍험손실삼개방면분석료유신식불대칭인발적상업은행신식풍험；최후급출료규피공응련금융신식풍험적건의여대책。위공응련금융적주체인식화신식풍험관리제공료차감화삼고。
From the perspective of commercial banks, it used the principal-agent theory to analyze the supply chain finance business entity. Also the paper analyzes the information risk of commercial bank caused by asymmetric information from three aspects as risk types, risk behavior and risk loss. Finally it gives the suggestions and countermeasures aimed to financial risk in supply chain information. It provides reference for main body understanding and the information risk of supply chain finance.