CAJ | 학술논문

为了全面科学衡量住房公积金的社会效益，根据影响住房公积金社会效益的关键指标，进行了住房公积金社会效益评价指标体系的研究。在建立住房公积金社会效益评价指标体系的基础上，采用模糊层次分析法(FAHP)，构建了具有多层次、多指标的复合体系。研究结果表明：支持保障性住房面积、保障房受益家庭数、本期个贷发放金额、购房提取额和租房提取额等单项指标为影响住房公积金社会效益的关键指标。建议政策制定部门从上述几个指标调整相关条款，提高住房公积金的社会效益。
위료전면과학형량주방공적금적사회효익，근거영향주방공적금사회효익적관건지표，진행료주방공적금사회효익평개지표체계적연구。재건립주방공적금사회효익평개지표체계적기출상，채용모호층차분석법(FAHP)，구건료구유다층차、다지표적복합체계。연구결과표명：지지보장성주방면적、보장방수익가정수、본기개대발방금액、구방제취액화조방제취액등단항지표위영향주방공적금사회효익적관건지표。건의정책제정부문종상술궤개지표조정상관조관，제고주방공적금적사회효익。
In order to evaluate the social benefit of housing fund fully and scientifically,this pa-per studies on evaluation index system of social benefit of housing fund according to key indexes which influence the social benefit of housing fund.Based on establishing evaluation index system of social benefit of housing fund,this paper establishes a compound system with multiple levels and indexes through fuzzy analytical hierarchy process (FAHP).Results show that indexes in-cluding security housing area,number of beneficiary families,granting amount of current loans, and withdrawal amount of house-purchase and house-renting are key indexes to influence the social benefit of housing fund.We suggest that policy makers adjust related policies from afore-mentioned indexes and improve the social benefit of housing fund.