CAJ | 학술논문

文章基于青海海北藏族自治州1990-2009年的实际数据，对促进民族地区农牧民收入增长的原因进行了实证研究。研究表明，在现阶段，农村金融发展对农牧民收入增长的促进作用不甚明显。文章在此基础上，运用向量自回归模型，使用协整检验方法证明了农村金融发展规模与效率与农牧民收入增加之间存在长期均衡关系，并得到以下结论：农村金融发展效率与农牧民收入增长之间呈正相关关系，农村金融发展规模与农牧民收入增长之间呈负相关关系。因此，文章为加快推进民族地区农村金融改革进程提供了有力的理论支持。最后，文章提出了通过农村金融发展支持农牧民增收的对策建议。
문장기우청해해북장족자치주1990-2009년적실제수거，대촉진민족지구농목민수입증장적원인진행료실증연구。연구표명，재현계단，농촌금융발전대농목민수입증장적촉진작용불심명현。문장재차기출상，운용향량자회귀모형，사용협정검험방법증명료농촌금융발전규모여효솔여농목민수입증가지간존재장기균형관계，병득도이하결론：농촌금융발전효솔여농목민수입증장지간정정상관관계，농촌금융발전규모여농목민수입증장지간정부상관관계。인차，문장위가쾌추진민족지구농촌금융개혁진정제공료유력적이론지지。최후，문장제출료통과농촌금융발전지지농목민증수적대책건의。
Based on the actual data in Haibei Tibetan Autonomous Prefecture in Qinghai Province from 1990 to 2009, the paper carries out an empirical analysis of the factors which promote farmers and herdsmen's income growth in ethnic minority areas. Our research reflects that, at present, the positive effect of rural financial development on the income increase is not obvious. On this basis, by the means of cointegration test method, this article applies vector auto-regression model to prove that there exists a long-term equilibrium between the income growth and the scale and efficiency of rural financial development. Thus, the following conclusions can be drawn:the rural financial development efficiency and farmers and herdsmen's income growth are positively correlated, while the rural financial development scale and the income growth are negatively correlated. As a result, this article provides strong theoretical support to the acceleration of rural financial reform process in ethnic minority areas. At last, this paper puts forward the policy proposal for rural financial development supporting farmers and herdsmen's income growth.