黑河学院学报
黑河學院學報
흑하학원학보
HEIHE XUEYUAN XUEBAO
2014年
5期
54-56
,共3页
互联网金融%小微企业%融资
互聯網金融%小微企業%融資
호련망금융%소미기업%융자
the Internet financial mode%small micro enterprise%financing
随着互联网金融模式的发展，低成本、高效率、无需抵押的服务特征，将有利于小微企业解决长久以来抑制其发展的融资问题。互联网金融的三种模式各有其经营优势和劣势。信息透明度好，交易成本低，地域性被破除，但风险也充斥于其中。为规避风险，应严密监管体系，强化信用体系，加强自律。
隨著互聯網金融模式的髮展，低成本、高效率、無需牴押的服務特徵，將有利于小微企業解決長久以來抑製其髮展的融資問題。互聯網金融的三種模式各有其經營優勢和劣勢。信息透明度好，交易成本低，地域性被破除，但風險也充斥于其中。為規避風險，應嚴密鑑管體繫，彊化信用體繫，加彊自律。
수착호련망금융모식적발전，저성본、고효솔、무수저압적복무특정，장유리우소미기업해결장구이래억제기발전적융자문제。호련망금융적삼충모식각유기경영우세화열세。신식투명도호，교역성본저，지역성피파제，단풍험야충척우기중。위규피풍험，응엄밀감관체계，강화신용체계，가강자률。
With the development of the Internet financial model , service characteristics of low cost , high efficiency , and no mortgage , will be good for small micro -enterprises to solve the financing problem which has long restrain its development .The article embarks from the current situation of the development of the In-ternet financial model , on the analysis of the current financing function , on the basis of the three modes , to explore the advantages of the Internet financial model to promote small micro -enterprise financing , existing problems and put forward corresponding countermeasures .
