南方金融
南方金融
남방금융
SOUTH CHINA FINANCE
2014年
10期
45-49
,共5页
金融监管%互联网金融%制度因素%非制度因素
金融鑑管%互聯網金融%製度因素%非製度因素
금융감관%호련망금융%제도인소%비제도인소
Financial Supervision%Internet Finance%Institutional Factors%Non-institutional Factors
伴随着互联网金融快速发展过程中蕴藏风险的累积与暴露,加强互联网金融风险监管刻不容缓。本文分析了互联网金融的风险特征和主要类型,从制度因素和非制度因素的角度研究了互联网金融风险的成因,并从监管主体、目标和原则、监管思路以及具体途径等方面,提出了完善我国互联网金融风险监管的对策建议。
伴隨著互聯網金融快速髮展過程中蘊藏風險的纍積與暴露,加彊互聯網金融風險鑑管刻不容緩。本文分析瞭互聯網金融的風險特徵和主要類型,從製度因素和非製度因素的角度研究瞭互聯網金融風險的成因,併從鑑管主體、目標和原則、鑑管思路以及具體途徑等方麵,提齣瞭完善我國互聯網金融風險鑑管的對策建議。
반수착호련망금융쾌속발전과정중온장풍험적루적여폭로,가강호련망금융풍험감관각불용완。본문분석료호련망금융적풍험특정화주요류형,종제도인소화비제도인소적각도연구료호련망금융풍험적성인,병종감관주체、목표화원칙、감관사로이급구체도경등방면,제출료완선아국호련망금융풍험감관적대책건의。
With the rapid development of the internet finance and the much exposure of the internet financial risk, it should not be delayed to study and implement the risk of the internet finance. This paper analyses the risk features and the main types of the internet financial risk. It also studies the induced genesis of the internet financial risk from the institutional factors and non-institutional factors. Finally,this paper puts forward some relevant recommendations about regulatory body, the regulatory objectives and the regulatory ideas of the risk regulation of china's internet finance.