CAJ | 학술논문

随着我国商业银行国库业务的快速发展，中央银行目前依赖手工报送和柜面监督的非现场监管模式已滞后于商业银行的国库业务信息化发展。本文分析了当前中央银行对商业银行国库业务非现场监管的现状与不足，指出建设国库业务非现场监管系统的意义，并从建设目标、功能需求和实现途径等方面，提出推进商业银行国库业务非现场监管系统建设的构想。
수착아국상업은행국고업무적쾌속발전，중앙은행목전의뢰수공보송화거면감독적비현장감관모식이체후우상업은행적국고업무신식화발전。본문분석료당전중앙은행대상업은행국고업무비현장감관적현상여불족，지출건설국고업무비현장감관계통적의의，병종건설목표、공능수구화실현도경등방면，제출추진상업은행국고업무비현장감관계통건설적구상。
With the rapid development of commercial banks' treasury operations, the off-site supervision model of manual reporting and incase supervision in Central banks have lagged behind the development of the treasury business information in commercial banks. This paper analyzes the status quo and shortcomings about the off-site supervision in treasury operations of central bank to commercial banks, and points out the great significance in construction systems of offsite supervision in treasury operations. At last, the paper gives suggestions about building objectives, functional requirements and realization path.