中国房地产（学术版）
中國房地產（學術版）
중국방지산（학술판）
China Real Estate
2014年
11期
60-69
,共10页
郎启贵%施勤俭%陈健全%吴步昶
郎啟貴%施勤儉%陳健全%吳步昶
랑계귀%시근검%진건전%오보창
公共租赁房%住房支付能力%租金收入比%剩余收入法
公共租賃房%住房支付能力%租金收入比%剩餘收入法
공공조임방%주방지부능력%조금수입비%잉여수입법
Public rental housing%Housing affordability%Rent-to-income ratio%Residual Income approach
综合运用租金收入比和剩余收入法来评价当前我国公共租赁房保障对象的租金支付能力。选取20个主要城市实证测算，并按照不同收入水平、不同规模家庭分别对其支付能力进行评估。以此来检验我国公共租赁房保障政策的实施效果，以期对住房保障政策的进一步完善提供政策依据。研究发现，北京、上海、广州、成都4个城市的中低偏下收入、低收入家庭租住公共租赁房仍然面临着支付能力问题，深圳和大连的低收入家庭也同样存在着租金支付问题。除广州、南京、厦门、杭州和苏州外，其余15个城市低收入家庭相比中等偏低收入家庭承受了更大的租金支付压力。此外，住房支付能力呈现出规模大的家庭明显优于规模小家庭的特征，人口多的家庭租金支付能力相对较强。
綜閤運用租金收入比和剩餘收入法來評價噹前我國公共租賃房保障對象的租金支付能力。選取20箇主要城市實證測算，併按照不同收入水平、不同規模傢庭分彆對其支付能力進行評估。以此來檢驗我國公共租賃房保障政策的實施效果，以期對住房保障政策的進一步完善提供政策依據。研究髮現，北京、上海、廣州、成都4箇城市的中低偏下收入、低收入傢庭租住公共租賃房仍然麵臨著支付能力問題，深圳和大連的低收入傢庭也同樣存在著租金支付問題。除廣州、南京、廈門、杭州和囌州外，其餘15箇城市低收入傢庭相比中等偏低收入傢庭承受瞭更大的租金支付壓力。此外，住房支付能力呈現齣規模大的傢庭明顯優于規模小傢庭的特徵，人口多的傢庭租金支付能力相對較彊。
종합운용조금수입비화잉여수입법래평개당전아국공공조임방보장대상적조금지부능력。선취20개주요성시실증측산，병안조불동수입수평、불동규모가정분별대기지부능력진행평고。이차래검험아국공공조임방보장정책적실시효과，이기대주방보장정책적진일보완선제공정책의거。연구발현，북경、상해、엄주、성도4개성시적중저편하수입、저수입가정조주공공조임방잉연면림착지부능력문제，심수화대련적저수입가정야동양존재착조금지부문제。제엄주、남경、하문、항주화소주외，기여15개성시저수입가정상비중등편저수입가정승수료경대적조금지부압력。차외，주방지부능력정현출규모대적가정명현우우규모소가정적특정，인구다적가정조금지부능력상대교강。
The rent-to-income ratio and residual income method were comprehensively applied to evaluate the affordability of guarantee objects for public rental housing in China today.Cases in 20 main cities were selected for measurement and calculation.Evaluation was conducted on affordability according to different income levels,and different family scales.Based on it,the implementation effects of public rental housing guarantee policy in China were tested,attempted to offer policy supporting to further improve housing guarantee policy.The paper found that,in the 4 cities of Beijing,Shanghai,Guangzhou,and Chengdu,lower middle income,and low income families were still confronted with the issue of affordability for public rental housing.Low income families in Shenzhen and Dalian were as well facing the issue of rental affordability.Except for Guangzhou,Nanjing, Xiamen,Hangzhou and Suzhou,low income families in the remaining 15 cities,were burdened with heavier rental pressure than lower middle income families.Besides,big scale families were superior in condition of rental affordability to small scale families.Families with more members possessed comparatively stronger affordability for public rental housing.
