华东经济管理
華東經濟管理
화동경제관리
EAST CHINA ECONOMIC MANAGEMENT
2014年
12期
80-83
,共4页
科技型小微企业%融资%微型金融%金融支持
科技型小微企業%融資%微型金融%金融支持
과기형소미기업%융자%미형금융%금융지지
technology-based small and micro businesses%financing%microfinance%financial support
从融资难的实质来看，我国科技型小微企业融资难的原因在于现行金融体系对科技型小微企业的天然排斥。微型金融适应科技型小微企业的融资需求，能够有效解决科技型小微企业融资难题。文章基于微型金融模式的运行，金融支持科技型小微企业发展需要构建微型金融市场、微型金融服务、微型金融政策三者相结合的微型金融体系。
從融資難的實質來看，我國科技型小微企業融資難的原因在于現行金融體繫對科技型小微企業的天然排斥。微型金融適應科技型小微企業的融資需求，能夠有效解決科技型小微企業融資難題。文章基于微型金融模式的運行，金融支持科技型小微企業髮展需要構建微型金融市場、微型金融服務、微型金融政策三者相結閤的微型金融體繫。
종융자난적실질래간，아국과기형소미기업융자난적원인재우현행금융체계대과기형소미기업적천연배척。미형금융괄응과기형소미기업적융자수구，능구유효해결과기형소미기업융자난제。문장기우미형금융모식적운행，금융지지과기형소미기업발전수요구건미형금융시장、미형금융복무、미형금융정책삼자상결합적미형금융체계。
From the view of the essence of financing difficulty, the reason of financing difficulty for China’s technolo?gy-based small and micro businesses is the natural repulsion between the current financial system and the businesses. Mi?crofinance institution adapts to the financing demand of technology-based small and micro businesses,which can effective?ly solve the financing problems of the businesses. Based on the operation of microfinance mode, the microfinance system should be constructed, which is the combination of microfinance market, microfinance services and microfinance polices, in order to support the development of technology-based small and micro businesses.
