金融发展研究
金融髮展研究
금융발전연구
JOURNAL OF FINANCIAL DEVELOPMENT RESEARCH
2013年
3期
62-66
,共5页
外资银行进入%中国%跟随客户
外資銀行進入%中國%跟隨客戶
외자은행진입%중국%근수객호
entry of foreign banks%China%following clients
本文运用1996—2009年的面板数据,以外资银行在华营业性机构数量为因变量,从外资银行母国的宏观因素、东道国的制度因素和母国与东道国的联系三个方面检验外资银行进入中国市场的影响因素.结果显示,外资银行进入程度与母国的经济发展水平、母国对中国的FDI、母国与中国的双边贸易量呈正相关关系,与两国的地理距离呈负相关关系,而与母国银行业的存贷利差没有显著关系,并且,2006年底我国对银行业的开放政策显著地促进了外资银行的进入.
本文運用1996—2009年的麵闆數據,以外資銀行在華營業性機構數量為因變量,從外資銀行母國的宏觀因素、東道國的製度因素和母國與東道國的聯繫三箇方麵檢驗外資銀行進入中國市場的影響因素.結果顯示,外資銀行進入程度與母國的經濟髮展水平、母國對中國的FDI、母國與中國的雙邊貿易量呈正相關關繫,與兩國的地理距離呈負相關關繫,而與母國銀行業的存貸利差沒有顯著關繫,併且,2006年底我國對銀行業的開放政策顯著地促進瞭外資銀行的進入.
본문운용1996—2009년적면판수거,이외자은행재화영업성궤구수량위인변량,종외자은행모국적굉관인소、동도국적제도인소화모국여동도국적련계삼개방면검험외자은행진입중국시장적영향인소.결과현시,외자은행진입정도여모국적경제발전수평、모국대중국적FDI、모국여중국적쌍변무역량정정상관관계,여량국적지리거리정부상관관계,이여모국은행업적존대리차몰유현저관계,병차,2006년저아국대은행업적개방정책현저지촉진료외자은행적진입.
Using the panel data from 1996 to 2009,this paper analyses the determinants of foreign banks’entry into China with the number of foreign banks’business institutions as dependant variables by expounding on the micro factors of foreign banks’home country,institutional factors of China,and the relationship between home country and China. The result shows that entry of foreign banks is positively related with the economic development level of home countries,FDI from home countries to China and international trade volumes between home countries and China. And it is negatively related with the distance between two countries and has no relationship with the interest spread of home countries. And we also find the opening policy of banking industry at the end of 2006 significantly has promoted the en-try of foreign banks into China.