价值工程
價值工程
개치공정
VALUE ENGINEERING
2013年
7期
162
,共1页
商业银行%内部控制%问题%对策
商業銀行%內部控製%問題%對策
상업은행%내부공제%문제%대책
Commercial Banks%Internal Control%problems%countermeasures
商业银行内部控制是提高商业银行核心竞争力,保持银行体系稳健运行的关键所在.近年来,虽然我国商业银行内部控制意识有所增强,相关制度不断完善,但一些经济案件表明,商业银行内部控制仍然存在漏洞.本文针对商业银行内部控制中出现的治理机构不完善,缺乏有效风险识别和评估机制,监督机制不健全等问题进行了分析,并提出了进一步完善公司治理机构,构建良好风险评估系统,建立健全监督机制等对策.
商業銀行內部控製是提高商業銀行覈心競爭力,保持銀行體繫穩健運行的關鍵所在.近年來,雖然我國商業銀行內部控製意識有所增彊,相關製度不斷完善,但一些經濟案件錶明,商業銀行內部控製仍然存在漏洞.本文針對商業銀行內部控製中齣現的治理機構不完善,缺乏有效風險識彆和評估機製,鑑督機製不健全等問題進行瞭分析,併提齣瞭進一步完善公司治理機構,構建良好風險評估繫統,建立健全鑑督機製等對策.
상업은행내부공제시제고상업은행핵심경쟁력,보지은행체계은건운행적관건소재.근년래,수연아국상업은행내부공제의식유소증강,상관제도불단완선,단일사경제안건표명,상업은행내부공제잉연존재루동.본문침대상업은행내부공제중출현적치리궤구불완선,결핍유효풍험식별화평고궤제,감독궤제불건전등문제진행료분석,병제출료진일보완선공사치리궤구,구건량호풍험평고계통,건립건전감독궤제등대책.
The internal control of commercial banks helps to promote the core competitiveness of the banks, and plays an important role to keep the system running in a proper way. The commercial banks in China enhanced the awareness of internal control in recent years, the laws and regulations are becoming more and more practical and capable. However, some economic cases show that there are still flaws in the laws and regulations of internal control. The objectives of this article are to analyze the problems, such as the imperfect of the regulation authorities, the lack of effectiveness to assess and identify the risks, the imperfectness of the supervision mechanisms and so on. The article also proposed countermeasures to construct and further promote the regulation authorities, build healthier system of risks assessment and supervision mechanisms.
