金融发展研究
金融髮展研究
금융발전연구
JOURNAL OF FINANCIAL DEVELOPMENT RESEARCH
2013年
4期
37-41
,共5页
信用村建设%担保抵押%贷款贴息%社会信用体系
信用村建設%擔保牴押%貸款貼息%社會信用體繫
신용촌건설%담보저압%대관첩식%사회신용체계
construction of credit village%guarantee and mortgage%loan with discount interest mechanism%so-cial credit system
作为广东省首个农村综合改革试验区,2009年云浮市以郁南县为试点,率先推进农村金融综合改革.郁南县的经验在于通过建立征信体系、政策性担保机制、贷款贴息机制以及创新农村金融产品,完善农村经济金融发展的生态环境、市场环境,健全农村金融运行机制,填补农村金融服务短板,实现农村金融与经济发展的良性互动.
作為廣東省首箇農村綜閤改革試驗區,2009年雲浮市以鬱南縣為試點,率先推進農村金融綜閤改革.鬱南縣的經驗在于通過建立徵信體繫、政策性擔保機製、貸款貼息機製以及創新農村金融產品,完善農村經濟金融髮展的生態環境、市場環境,健全農村金融運行機製,填補農村金融服務短闆,實現農村金融與經濟髮展的良性互動.
작위광동성수개농촌종합개혁시험구,2009년운부시이욱남현위시점,솔선추진농촌금융종합개혁.욱남현적경험재우통과건립정신체계、정책성담보궤제、대관첩식궤제이급창신농촌금융산품,완선농촌경제금융발전적생태배경、시장배경,건전농촌금융운행궤제,전보농촌금융복무단판,실현농촌금융여경제발전적량성호동.
@@@@In 2009,as the first pilot area of rural comprehensive reform in Guangdong Province,Yu’nan County in Yunfu city took the lead in promoting the comprehensive reform of rural finance. Yu’nan County’s experience lies in the establishment of credit system, policy guarantee mechanism, loan with discount interest mechanism and innova-tion of rural financial products. It effectively improves the ecological environment and market environment of rural eco-nomic and financial development, perfects rural financial operation mechanism,fills the blank in the rural financial services,and realizes the benign interaction between rural finance and economic development.