湖北经济学院学报
湖北經濟學院學報
호북경제학원학보
JOURNAL OF HUBER UNIVERSITY OF ECONOMICS
2013年
1期
31-37
,共7页
中小企业%贷款%行为视角%probit 模型
中小企業%貸款%行為視角%probit 模型
중소기업%대관%행위시각%probit 모형
small and medium-sized enterprise%loan%behavior perspective%"probit" econometric model
中小企业贷款一直是困扰我国中小企业发展的瓶颈问题,这种境况在金融危机后变得更为严重.本研究从行为经济学的视角,通过对武汉两个国家级经济技术开发区翔实可靠的调查,运用 probit 计量模型,客观地分析了企业法人面对风险时的贷款态度.
中小企業貸款一直是睏擾我國中小企業髮展的瓶頸問題,這種境況在金融危機後變得更為嚴重.本研究從行為經濟學的視角,通過對武漢兩箇國傢級經濟技術開髮區翔實可靠的調查,運用 probit 計量模型,客觀地分析瞭企業法人麵對風險時的貸款態度.
중소기업대관일직시곤우아국중소기업발전적병경문제,저충경황재금융위궤후변득경위엄중.본연구종행위경제학적시각,통과대무한량개국가급경제기술개발구상실가고적조사,운용 probit 계량모형,객관지분석료기업법인면대풍험시적대관태도.
The loan of small and medium-sized enterprises is always the "bottlenecks" of development in our country, which become more and more serious after the Financial Crisis. From the perspective of behavioral economics, this study ana-lyzed the attitude of the enterprise juridical person facing the risk of the loan by the "probit" Econometric Model. The study is based on the historical date of two state-level economic and technological development zone in Wuhan.
