CAJ | 학술논문

本文梳理了近年来全球微型金融发展变化及小额信贷危机中暴露出的一系列问题,认为微型金融要重新走向可持续健康发展,必须在商业化和社会性目标之间取得平衡,更好地为金字塔底层群体提供多样化金融服务,从而实现包容性金融的长远发展目标.
본문소리료근년래전구미형금융발전변화급소액신대위궤중폭로출적일계렬문제,인위미형금융요중신주향가지속건강발전,필수재상업화화사회성목표지간취득평형,경호지위금자탑저층군체제공다양화금융복무,종이실현포용성금융적장원발전목표.
The paper introduces recent development and changes of global microfinance and a series of problems revealed in the microcredit crisis. It proposes that in order to reassume the path of sustainable and healthy develop-ment,the microfinance should seek balance between its commercial and social goals,better provide diverse financial services to those at the bottom of the pyramid and thereby achieve the goal of long-term development for the inclusive fi-nance.