华东经济管理
華東經濟管理
화동경제관리
EAST CHINA ECONOMIC MANAGEMENT
2013年
2期
68-70
,共3页
业务匹配%组织规模匹配%担保企业%集团化%风险控制
業務匹配%組織規模匹配%擔保企業%集糰化%風險控製
업무필배%조직규모필배%담보기업%집단화%풍험공제
business matching%organization’s size matching%guarantee enterprise%collectivize%risk control
信用担保方式是国际上解决中小企业融资难的有效途径之一.文章在分析了担保行业、担保企业运作及担保产品特点的基础上,着重从业务规模以及业务规模与组织规模匹配两个方面阐述了担保企业风险控制的原理,并通过揭示单体担保企业在风险控制方面的缺陷,反衬出担保企业集团化的必要性及对于我国担保业发展的重要意义.
信用擔保方式是國際上解決中小企業融資難的有效途徑之一.文章在分析瞭擔保行業、擔保企業運作及擔保產品特點的基礎上,著重從業務規模以及業務規模與組織規模匹配兩箇方麵闡述瞭擔保企業風險控製的原理,併通過揭示單體擔保企業在風險控製方麵的缺陷,反襯齣擔保企業集糰化的必要性及對于我國擔保業髮展的重要意義.
신용담보방식시국제상해결중소기업융자난적유효도경지일.문장재분석료담보행업、담보기업운작급담보산품특점적기출상,착중종업무규모이급업무규모여조직규모필배량개방면천술료담보기업풍험공제적원리,병통과게시단체담보기업재풍험공제방면적결함,반츤출담보기업집단화적필요성급대우아국담보업발전적중요의의.
Credit guarantee is one of the effective ways to solve the international financing difficulty.Based on the analysis of characteristics of the guarantee industry,guarantee enterprise operation and guarantee products,this paper emphatically ex?pounds the risk control principle guarantee enterprise from two levels of the business scale,scale matching business scale and organizational scale. And this article,by revealing the defects of monomer guarantee enterprise on the aspect of risk control, further discusses the guarantee enterprise group’s necessity and significance for guarantee industry development of our country.
