CAJ | 학술논문

国内学术界在20世纪90年代初期就开始了对我国保险行业运行效率的研究分析，积累了大量的研究成果。对这些成果进行回顾和总结可以帮助我们了解我国保险业发展的历程、现状和存在的问题，同时也可以为以后的研究指明方向，因此具有极其重要的意义。本文首先将保险机构效率的研究分为效率评价和影响因素分析两大部分，并对两部分有代表性的研究成果进行了系统的分析。在以上研究的基础上，总结了我国保险业发展的成就和存在的问题，并对下一步的研究提出了展望。
국내학술계재20세기90년대초기취개시료대아국보험행업운행효솔적연구분석，적루료대량적연구성과。대저사성과진행회고화총결가이방조아문료해아국보험업발전적역정、현상화존재적문제，동시야가이위이후적연구지명방향，인차구유겁기중요적의의。본문수선장보험궤구효솔적연구분위효솔평개화영향인소분석량대부분，병대량부분유대표성적연구성과진행료계통적분석。재이상연구적기출상，총결료아국보험업발전적성취화존재적문제，병대하일보적연구제출료전망。
The domestic academic circle began to analyze the efficiency of China’s insurance industry in the in the early 1990s,and accumulated a large number of research results. The review and summary of these results can help us to understand the historical development, the status quo and the problems of the China’s insurance industry and pro-vide a direction for the future research,which is of extremely vital significance. However,at present,there is no spe-cial and systematic analysis of the research on the efficiency of China’s Insurance. Firstly,the research on the efficien-cy of China’s Insurance is divided into two parts, namely, research on the insurance efficiency evaluation and the analysis of influencing factors,and systematically analyzes the representative research results. Finally,on the basis of the above research,this paper summarizes the achievements and problems in the development of China’s insurance In-dustry,and puts forward prospects for the further research.