南方金融
南方金融
남방금융
SOUTH CHINA FINANCE
2014年
11期
48-53
,共6页
商业银行%环境金融%赤道原则%环境保护%国际经验
商業銀行%環境金融%赤道原則%環境保護%國際經驗
상업은행%배경금융%적도원칙%배경보호%국제경험
Commercial Banks%Environmental Finance%The Equator Principles%Environmental Protection%International Experience
在环境保护备受关注的背景下，环境金融业务开始成为金融机构拓宽市场、提升社会声誉的重要途径。发达国家商业银行在环境金融领域已经占有先机，不但在战略高度上重视环境问题，而且将环境金融理念与环境要求融入到金融政策制定、企业组织结构、业务操作流程、贷后监控等日常经营活动中。我国商业银行可以借鉴其经验，充分把握环境金融发展契机，推行要求更高的国际准则，创新环境金融产品与服务，完善内部环境管理体系，推动人才储备建设。
在環境保護備受關註的揹景下，環境金融業務開始成為金融機構拓寬市場、提升社會聲譽的重要途徑。髮達國傢商業銀行在環境金融領域已經佔有先機，不但在戰略高度上重視環境問題，而且將環境金融理唸與環境要求融入到金融政策製定、企業組織結構、業務操作流程、貸後鑑控等日常經營活動中。我國商業銀行可以藉鑒其經驗，充分把握環境金融髮展契機，推行要求更高的國際準則，創新環境金融產品與服務，完善內部環境管理體繫，推動人纔儲備建設。
재배경보호비수관주적배경하，배경금융업무개시성위금융궤구탁관시장、제승사회성예적중요도경。발체국가상업은행재배경금융영역이경점유선궤，불단재전략고도상중시배경문제，이차장배경금융이념여배경요구융입도금융정책제정、기업조직결구、업무조작류정、대후감공등일상경영활동중。아국상업은행가이차감기경험，충분파악배경금융발전계궤，추행요구경고적국제준칙，창신배경금융산품여복무，완선내부배경관리체계，추동인재저비건설。
Under the background of public attention to environmental protection, green finance business becomes an important way of expanding market and improving social reputation for financial institutions. Commercial banks in developed countries have already seized the opportunity. They attached great importance to the environmental finance strategy, and took the concept into policy-making, enterprise organization structure, business operation flow, post-loan monitoring, etc. Compared to the banks in developed countries, China's banks should grasp the opportunity and follow the international standards. It's important for banks in China to carry out green financial products and services innovation, perfect the internal environmental management system and promote the construction of talent pool.
