价值工程
價值工程
개치공정
VALUE ENGINEERING
2014年
36期
139-140,141
,共3页
马欣欣%王波%朱本行%石婧
馬訢訢%王波%硃本行%石婧
마흔흔%왕파%주본행%석청
征信模式%信用体系%建设
徵信模式%信用體繫%建設
정신모식%신용체계%건설
credit reporting mode%credit system%construction
各国征信行业的发展呈现不同的发展模式，代表性的主要有市场化模式、公共征信模式和会员制模式等，西方国家征信业发展较为成熟，归因于信用管理法规比较健全、民众信用意识强、市场经济发达，在借鉴国外征信业发展先进经验的基础上，我国信用体系的建设应采取适合我国国情的发展模式，逐步推进。
各國徵信行業的髮展呈現不同的髮展模式，代錶性的主要有市場化模式、公共徵信模式和會員製模式等，西方國傢徵信業髮展較為成熟，歸因于信用管理法規比較健全、民衆信用意識彊、市場經濟髮達，在藉鑒國外徵信業髮展先進經驗的基礎上，我國信用體繫的建設應採取適閤我國國情的髮展模式，逐步推進。
각국정신행업적발전정현불동적발전모식，대표성적주요유시장화모식、공공정신모식화회원제모식등，서방국가정신업발전교위성숙，귀인우신용관리법규비교건전、민음신용의식강、시장경제발체，재차감국외정신업발전선진경험적기출상，아국신용체계적건설응채취괄합아국국정적발전모식，축보추진。
The development modes of credit reporting business in different countries are different, in which the marketing mode, public credit registry and membership mode are representative. Owing to sound credit management law and regulations, strong public credit consciousness and developed market economy, the development of credit reporting business in western countries is relatively mature. On the basis of referring to the advanced experience of credit reporting business, the construction of credit system in China should adopt a development mode suitable for China's national conditions and progress step by step.
