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CREDIT REFERENCE
2014年
12期
29-34
,共6页
中小企业%商会%金融服务合作社%融资信用服务%创新机制
中小企業%商會%金融服務閤作社%融資信用服務%創新機製
중소기업%상회%금융복무합작사%융자신용복무%창신궤제
small and medium-sized enterprises (SME)%chamber of commerce%financial service cooperatives%financing credit services%innoeation mechanism
银行作为我国信用融资的主体机构，对贷款的审核和发放有严格的要求。为帮助中小企业顺利度过成长的瓶颈期，上海张江高科技园区商会专门成立了金融服务合作社，深入调研园区内中小企业的资金需求，集中力量在“企业与金融机构的对接上”寻找突破口，深入探索开展融资信用服务，积极推动“银企”合作。
銀行作為我國信用融資的主體機構，對貸款的審覈和髮放有嚴格的要求。為幫助中小企業順利度過成長的瓶頸期，上海張江高科技園區商會專門成立瞭金融服務閤作社，深入調研園區內中小企業的資金需求，集中力量在“企業與金融機構的對接上”尋找突破口，深入探索開展融資信用服務，積極推動“銀企”閤作。
은행작위아국신용융자적주체궤구，대대관적심핵화발방유엄격적요구。위방조중소기업순리도과성장적병경기，상해장강고과기완구상회전문성립료금융복무합작사，심입조연완구내중소기업적자금수구，집중역량재“기업여금융궤구적대접상”심조돌파구，심입탐색개전융자신용복무，적겁추동“은기”합작。
As the main institutions of credit financing in China, banks have strict requirements for loan examination and loan extension. To help small and medium-sized enterprises survive smoothly out of the bottleneck period of growth, Zhang Jiang Hi-tech Zone Chamber of Commerce set up financial service cooperatives, making in-depth research on SME financing demand in the Zone, concentrating on seeking a breakthrough in “ butt joint between enterprises and financial institutions”, exploring credit financing services, and actively promoting the “ bank-enterprise” cooperation.
