CAJ | 학술논문

利用河北省1978—2013年间的时间序列数据，采用基于VAR模型下的Johansen协整检验和格兰杰因果关系检验对河北省金融发展与城乡居民收入差距之间的关系进行了实证研究。研究结果表明：金融发展规模的扩张、金融发展效率的提高和经济增长会缩小城乡居民收入差距，而产业结构变化会拉大城乡居民收入差距。政策建议是通过金融制度改革，消除金融抑制，缩小河北省城乡居民收入差距，改善和发展民生。
이용하북성1978—2013년간적시간서렬수거，채용기우VAR모형하적Johansen협정검험화격란걸인과관계검험대하북성금융발전여성향거민수입차거지간적관계진행료실증연구。연구결과표명：금융발전규모적확장、금융발전효솔적제고화경제증장회축소성향거민수입차거，이산업결구변화회랍대성향거민수입차거。정책건의시통과금융제도개혁，소제금융억제，축소하북성성향거민수입차거，개선화발전민생。
In this paper ,we have done an empirical research on the relationship between urban‐rural in‐come disparity and financial development ,which is based on the time series data from 1978 to 2013 of Hebei province .T he research used the Johansen cointegration test and Granger causality test under the VAR model .The results showed that ,the expansion of financial development scale ,the improvement of financial development efficiency and the economic grow th will narrow the urban‐rural income disparity , while the change of industrial structure will increase the disparity .Policy implication of this paper is to narrow the urban‐rural income disparity and improve people's livelihood of Hebei province through the reform of financial system w hich can eliminate the financial repression .