长春大学学报(社会科学版)
長春大學學報(社會科學版)
장춘대학학보(사회과학판)
JOURNAL OF CHANGCHUN UNIVERSITY
2015年
1期
9-12
,共4页
保险资产管理%竞争力%指标体系
保險資產管理%競爭力%指標體繫
보험자산관리%경쟁력%지표체계
insurance asset management%competitiveness%indicator system
保险资产管理作为沟通保险市场与资本市场的桥梁,在当前金融业混业经营的趋势下充分发挥了资金的融通功能。然而,面对复杂的国际经济环境,我国保险资产管理公司面临巨大压力,投资收益降低,资产负债管理难度加大。因此,应本着主次性、可行性和比较性原则,建立涵盖现实竞争力和潜在竞争力的保险资产管理竞争力评价指标体系,以促进我国保险资产管理的健康高效发展。
保險資產管理作為溝通保險市場與資本市場的橋樑,在噹前金融業混業經營的趨勢下充分髮揮瞭資金的融通功能。然而,麵對複雜的國際經濟環境,我國保險資產管理公司麵臨巨大壓力,投資收益降低,資產負債管理難度加大。因此,應本著主次性、可行性和比較性原則,建立涵蓋現實競爭力和潛在競爭力的保險資產管理競爭力評價指標體繫,以促進我國保險資產管理的健康高效髮展。
보험자산관리작위구통보험시장여자본시장적교량,재당전금융업혼업경영적추세하충분발휘료자금적융통공능。연이,면대복잡적국제경제배경,아국보험자산관리공사면림거대압력,투자수익강저,자산부채관리난도가대。인차,응본착주차성、가행성화비교성원칙,건립함개현실경쟁력화잠재경쟁력적보험자산관리경쟁력평개지표체계,이촉진아국보험자산관리적건강고효발전。
Insurance asset management as a bridge of communicating insurance market and capital market gives full play to the function of capital financing under the current trend of mixed management in financial industry. However, faced with the complex international environment, insurance asset management companies are facing huge pressures, reflecting that their investment income decreases and asset-liability management is difficult. Therefore, the evaluation index system of insurance asset management competitiveness covered both realistic competitiveness and potential competitiveness should be established based on primary and secondary characters, feasibility and comparability principles, so as to promote healthy and efficient development of insurance asset management in our country.