CAJ | 학술논문

本文构建的空间市场力模型，以中国整体银行业行政区划的31省市自治区数据实证，采用不同时间段以确认测度可靠性，得到中国银行业空间市场力重要特征：具有明显空间差异和时不变特征，赋予空间市场力内在的新含义。空间差异说明中国地域间差异继续扩大，时间稳定性说明银行业整体市场结构已经呈现稳定状态。实证分析为发达地域 High-High 和不发达地域 Low-Low 的空间集聚导致，具有负反馈效应，使银行空间市场力在发达地域得到强化而在不发达地域得到弱化，只分析市场势力而不研究空间市场力无法得到此结果。政策建议需遵循行业＋跨大区域发展思路，而仅靠其本区域的政策则不足以改变目前地域经济发展现状。
본문구건적공간시장력모형，이중국정체은행업행정구화적31성시자치구수거실증，채용불동시간단이학인측도가고성，득도중국은행업공간시장력중요특정：구유명현공간차이화시불변특정，부여공간시장력내재적신함의。공간차이설명중국지역간차이계속확대，시간은정성설명은행업정체시장결구이경정현은정상태。실증분석위발체지역 High-High 화불발체지역 Low-Low 적공간집취도치，구유부반궤효응，사은행공간시장력재발체지역득도강화이재불발체지역득도약화，지분석시장세력이불연구공간시장력무법득도차결과。정책건의수준순행업＋과대구역발전사로，이부고기본구역적정책칙불족이개변목전지역경제발전현상。
This paper reconstructs a spatial market power model and has finished its measurement with different sequential period data as the tested sequential spatial market power in order to confirm its reliability.The commercial banks in 31 provinces,autonomous regions and municipalities in China are tested for the empirical study.It has been found that the spatial market powers are time-invariant and spatial differently.The spatial difference shows the differences among Chinese geographical regions continue to expand and time-invariance of the banking industry overall market structure has been steady,due to the spatial agglomerations of high-high in developed regions and low-low in underdeveloped regions. This negative feedback effect weakens spatial market power or monopoly of industries and regions in undeveloped regions and strengthens in developed regions.It is recommended that the development strategy for China’s banks should be followed by industry plus across-regions,while the independent regional policy for a province or an autonomous region alone is not sufficient to eliminate the difference between developed and backward regional economy.