吉林金融研究
吉林金融研究
길림금융연구
JILIN FINANCE RESEARCH
2014年
11期
51-55,62
,共6页
生产合作%信用合作%金融功能%农村金融
生產閤作%信用閤作%金融功能%農村金融
생산합작%신용합작%금융공능%농촌금융
Productive Cooperation%Credit Cooperation%Financial Function%Rural Financial
本文从金融中介理论视角,考察当前三农金融市场中基于农民专业合作社、资金互助社、扶贫基金会等发展的农村信用合作组织拓展金融功能,开展资金互助、对外联保、担保,对接正规金融,缓解三农融资困境的效应,以期在现行金融环境的约束下,充分发挥农村信用合作组织的金融功能,使其成为解决当前农村金融问题的一个有效途径。
本文從金融中介理論視角,攷察噹前三農金融市場中基于農民專業閤作社、資金互助社、扶貧基金會等髮展的農村信用閤作組織拓展金融功能,開展資金互助、對外聯保、擔保,對接正規金融,緩解三農融資睏境的效應,以期在現行金融環境的約束下,充分髮揮農村信用閤作組織的金融功能,使其成為解決噹前農村金融問題的一箇有效途徑。
본문종금융중개이론시각,고찰당전삼농금융시장중기우농민전업합작사、자금호조사、부빈기금회등발전적농촌신용합작조직탁전금융공능,개전자금호조、대외련보、담보,대접정규금융,완해삼농융자곤경적효응,이기재현행금융배경적약속하,충분발휘농촌신용합작조직적금융공능,사기성위해결당전농촌금융문제적일개유효도경。
From the perspective of the theory of ifnancial intermediaries, this article reviews the expanding function of the rural credit cooperation developed by rural productive cooperation funding support group and foundation for poverty alleviation in current rural ifnancial market, developing mutual funds external joint-guarantee and guarantee, matching regulatory ifnance, alleviating the impact from dififculties in rural ifnancing;expecting that the rural credit cooperation would play a sufifciently important role in servicing ifnancial functions to effectively release rural ifnancial concerns in current bindings of ifnancial background.