社会保障研究
社會保障研究
사회보장연구
SOCIAL SECURITY STUDIES
2014年
4期
12-20
,共9页
公平视角%基本养老金调整机制%调整基数%调整指数%调整比例
公平視角%基本養老金調整機製%調整基數%調整指數%調整比例
공평시각%기본양로금조정궤제%조정기수%조정지수%조정비례
view of fairness%basic pension adjustment mechanism%adjusted basis%adjusted indexes%adjusted proportion
改革开放以来，随着国民经济的持续快速发展，在职者工资收入逐年上涨，通货膨胀势头加速。但退休者的养老金水平面临贬值的风险，不仅不能与在职者共享经济发展的成果，严重者会陷入绝对贫困的境况。针对当前养老金调整机制存在的问题，本文将采用理论与实证相结合、定量与定性相结合、交叉分析与比较分析相结合的研究方法，在综合考虑物价指数、工资增长率、工龄等相关因素的基础上，设计出定额与定比相结合的综合调整模型，既缩小不同类别退休者养老金调整差距，又不损害养老保险“多缴多得”原则；提出保障养老金调整机制良性运转的合理化、可行性建议，建设统一、多支柱养老保障体系。
改革開放以來，隨著國民經濟的持續快速髮展，在職者工資收入逐年上漲，通貨膨脹勢頭加速。但退休者的養老金水平麵臨貶值的風險，不僅不能與在職者共享經濟髮展的成果，嚴重者會陷入絕對貧睏的境況。針對噹前養老金調整機製存在的問題，本文將採用理論與實證相結閤、定量與定性相結閤、交扠分析與比較分析相結閤的研究方法，在綜閤攷慮物價指數、工資增長率、工齡等相關因素的基礎上，設計齣定額與定比相結閤的綜閤調整模型，既縮小不同類彆退休者養老金調整差距，又不損害養老保險“多繳多得”原則；提齣保障養老金調整機製良性運轉的閤理化、可行性建議，建設統一、多支柱養老保障體繫。
개혁개방이래，수착국민경제적지속쾌속발전，재직자공자수입축년상창，통화팽창세두가속。단퇴휴자적양로금수평면림폄치적풍험，불부불능여재직자공향경제발전적성과，엄중자회함입절대빈곤적경황。침대당전양로금조정궤제존재적문제，본문장채용이론여실증상결합、정량여정성상결합、교차분석여비교분석상결합적연구방법，재종합고필물개지수、공자증장솔、공령등상관인소적기출상，설계출정액여정비상결합적종합조정모형，기축소불동유별퇴휴자양로금조정차거，우불손해양로보험“다격다득”원칙；제출보장양로금조정궤제량성운전적합이화、가행성건의，건설통일、다지주양로보장체계。
ABstract:Since the reform and opening up,the incumbents’wage has risen year by year and the inflation has accelerated with the sustained and rapid development of the national economy,while the retirees’pension faced the risk of devaluation. The retirees can not share the achievements of economic development with the incumbents,and some of them even fall into absolute poverty. Aiming at the problems of current pension adjustment mechanism,this paper has designed fixed and fixed - ratio combination of comprehensive adjustment model with the research method of combining theoretical and empirical,quantitative and qualitative,cross analysis and comparative analysis,based on the consideration of price index,wage growth rate,working age and so on. On the one hand narrow the different categories of retirees pension adjustment gap,on the other hand without compromising the pension insurance“pay more for much〞 principles;and it also offers reasonable and feasible proposals to guarantee the healthy functioning of the pension adjustment mechanism,building a unified,multi - pillar pension system.
