中国医疗保险
中國醫療保險
중국의료보험
CHINA HEALTH INSURANCE
2015年
3期
19-22
,共4页
照护保障%可持续发展模式%多层次保障
照護保障%可持續髮展模式%多層次保障
조호보장%가지속발전모식%다층차보장
long-term care security%sustainably developing system%multi-level security
我国老年照护总费用支出相当庞大，有必要充分运用国家、社会、个人各方面资源，坚持共同分担、保障多层次、照护融资与产业并行等基本原则，建立照护保障制度的可持续发展模式。从当前来看，建立困难人群的老年失能照护补贴制度尤为迫切；从整体规划来看，应以社会保险为核心，在起步阶段可纳入基本医疗保险待遇，并积极创造有利条件，逐步构建专项社保基金，完善照护保障体系。
我國老年照護總費用支齣相噹龐大，有必要充分運用國傢、社會、箇人各方麵資源，堅持共同分擔、保障多層次、照護融資與產業併行等基本原則，建立照護保障製度的可持續髮展模式。從噹前來看，建立睏難人群的老年失能照護補貼製度尤為迫切；從整體規劃來看，應以社會保險為覈心，在起步階段可納入基本醫療保險待遇，併積極創造有利條件，逐步構建專項社保基金，完善照護保障體繫。
아국노년조호총비용지출상당방대，유필요충분운용국가、사회、개인각방면자원，견지공동분담、보장다층차、조호융자여산업병행등기본원칙，건립조호보장제도적가지속발전모식。종당전래간，건립곤난인군적노년실능조호보첩제도우위박절；종정체규화래간，응이사회보험위핵심，재기보계단가납입기본의료보험대우，병적겁창조유리조건，축보구건전항사보기금，완선조호보장체계。
The total cost of elderly long-term care is enormous, so it is necessary to make full use of various resources such as the state, society and individuals to construct a sustainably developing system of long-term care security. We should follow such principles as co-contributions, multi-level security and financing together with industrial development. Currently, increasing subsidy for the poor disabled elderly is urgent. While in the long run, we should integrate long-term care insurance program into basic medical insurance, and develop long-term care commercial insurance as a complement to improve this security system.
