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CREDIT REFERENCE
2015年
2期
84-87
,共4页
互联网金融%金融消费者%消费者权益保护%信息安全
互聯網金融%金融消費者%消費者權益保護%信息安全
호련망금융%금융소비자%소비자권익보호%신식안전
Internet finance%financial consumer%consumer rights and interests protection%information security
互联网金融领域消费者权益保护方面的挑战，主要集中于信息安全隐患大、资金安全难保障、消费者维权意识淡薄且维权成本高三方面。为不断加大互联网金融领域消费者权益保护力度，需加强信息安全立法，规范准入门槛，在提升风控要求基础上充分发挥市场力量提升市场主体保护消费者权益的自觉性和主动性，唤醒消费者维权意识并降低消费者维权成本。
互聯網金融領域消費者權益保護方麵的挑戰，主要集中于信息安全隱患大、資金安全難保障、消費者維權意識淡薄且維權成本高三方麵。為不斷加大互聯網金融領域消費者權益保護力度，需加彊信息安全立法，規範準入門檻，在提升風控要求基礎上充分髮揮市場力量提升市場主體保護消費者權益的自覺性和主動性，喚醒消費者維權意識併降低消費者維權成本。
호련망금융영역소비자권익보호방면적도전，주요집중우신식안전은환대、자금안전난보장、소비자유권의식담박차유권성본고삼방면。위불단가대호련망금융영역소비자권익보호력도，수가강신식안전입법，규범준입문함，재제승풍공요구기출상충분발휘시장역량제승시장주체보호소비자권익적자각성화주동성，환성소비자유권의식병강저소비자유권성본。
The challenges for these problems mainly focus on huge hidden risk from information security, the safety of funds hardly to be guaranteed, weak awareness of consumer rights and high cost of rights protection. It’ s neces-sary for constantly enhancing the strength for protecting Internet financial consumer rights and interests to highlight information security legislation, to regulate access thresholds, to exert the role of market forces into full play based on promoting risk control requirement, so as to enhance the consciousness and initiative of market participants in terms of protecting consumer interests and awaken the awareness of consumers to protect their rights and reduce the cost of rights protection.
