征信
徵信
정신
CREDIT REFERENCE
2015年
2期
1-4
,共4页
征信%社会信用体系%资源配置%政府与市场%信用资本
徵信%社會信用體繫%資源配置%政府與市場%信用資本
정신%사회신용체계%자원배치%정부여시장%신용자본
credit reference%social credit system%allocation of resources%government and market%credit capital
社会信用体系是以信用为基础进行社会资源配置的创新制度安排。信用已经成为一种生产要素，这体现了一种社会公平。作为社会资源配置的新依据，信用资本比实体资本来得更直接，有时甚至可以一票否决。信用资源的有效利用与合理配置需要信用监管体系与市场机制共同作用。信用提高了现代生活的质量与效率，建立并发挥社会信用体系的作用已经成为现代市场经济发展和社会治理必不可少的内容。
社會信用體繫是以信用為基礎進行社會資源配置的創新製度安排。信用已經成為一種生產要素，這體現瞭一種社會公平。作為社會資源配置的新依據，信用資本比實體資本來得更直接，有時甚至可以一票否決。信用資源的有效利用與閤理配置需要信用鑑管體繫與市場機製共同作用。信用提高瞭現代生活的質量與效率，建立併髮揮社會信用體繫的作用已經成為現代市場經濟髮展和社會治理必不可少的內容。
사회신용체계시이신용위기출진행사회자원배치적창신제도안배。신용이경성위일충생산요소，저체현료일충사회공평。작위사회자원배치적신의거，신용자본비실체자본래득경직접，유시심지가이일표부결。신용자원적유효이용여합리배치수요신용감관체계여시장궤제공동작용。신용제고료현대생활적질량여효솔，건립병발휘사회신용체계적작용이경성위현대시장경제발전화사회치리필불가소적내용。
The social credit system is innovative arrangement for social resources allocation based on credit. Credit has become a kind of production element, which embodies a kind of social justice. As the new basis of social re-sources allocation, credit capital is more direct than real capital, sometimes even can be a veto. Both effective use and rational allocation of credit resources need joint action of credit supervision system and market mechanism. Credit improves the quality and efficiency of modern life;it’ s an indispensable component of modern market econo-my development and social governance to build the social credit system and put its role into play.
