CAJ | 학술논문

在我国信托业资产规模、利润总额等总量指标不断飙升的情况下，信托中介机构综合经营效率低下已成为制约其可持续发展的关键因素。我国信托业本身存在着创新能力低、缺乏主营领域、风险控制能力较差、风险管理落后和治理效率低下等问题。破解这些问题的思路在于发挥信托中介信息效率优势，综合金融功能优势和后发机会优势等方面入手，来探索信托中介机构效率增进和可持续发展的有效途径，寻找行业效率提高的长效机制。
재아국신탁업자산규모、리윤총액등총량지표불단표승적정황하，신탁중개궤구종합경영효솔저하이성위제약기가지속발전적관건인소。아국신탁업본신존재착창신능력저、결핍주영영역、풍험공제능력교차、풍험관리락후화치리효솔저하등문제。파해저사문제적사로재우발휘신탁중개신식효솔우세，종합금융공능우세화후발궤회우세등방면입수，래탐색신탁중개궤구효솔증진화가지속발전적유효도경，심조행업효솔제고적장효궤제。
With the soarcng of the total amount indexes,such as trust assets and profit,low comprehensive operation efficiency of our trust intermediaries has become the key factor of restricting its sustainable develop?ment. There exist bottlenecks and problems in China’ s trust industry itself,including poor innovation ability, lack of the main areas,risk control,risk management backward and poor governance. By giving full play to the advantages of information efficiency,integrating comprehensive financial function and opportunity for our under?developed trust intermediaries,we can explore the effective way to sustainable development and efficiency in?creasing,and look for a long-term mechanism of trust industry efficiency.