无线互联科技
無線互聯科技
무선호련과기
WUXIAN HULIAN KEJI
2015年
1期
163-164
,共2页
村镇银行%信用风险%C4.5算法
村鎮銀行%信用風險%C4.5算法
촌진은행%신용풍험%C4.5산법
village bank%credit risk%C4.5 Algorithm
本文针对村镇银行贷款风险较高的问题，构造了基于决策树算法的信用风险预警模型。经测试验证，该模型具有较高的准确率和预测能力，能够为评估贷款申请人的信用风险提供依据。
本文針對村鎮銀行貸款風險較高的問題，構造瞭基于決策樹算法的信用風險預警模型。經測試驗證，該模型具有較高的準確率和預測能力，能夠為評估貸款申請人的信用風險提供依據。
본문침대촌진은행대관풍험교고적문제，구조료기우결책수산법적신용풍험예경모형。경측시험증，해모형구유교고적준학솔화예측능력，능구위평고대관신청인적신용풍험제공의거。
According to the problem of higher loan risk in village bank, this paper constructed the credit risk early warning model based on decision tree algorithm. It is proved that the model has a higher precision and good predictive ability, which can provide the basis for evaluating the credit risk of loan applicants.
