CAJ | 학술논문

本文在对西北五省区融资担保行业进行专题调研的基础上，阐述了融资担保行业的三种形式与融资成本。对比分析国有与民营担保公司运营状况，介绍支持融资担保公司的主要措施；通过解析融资担保案例，总结经验教训；分析了融资担保行业存在的困难与风险，提出促进西北地区融资担保行业健康发展的政策建议。
본문재대서북오성구융자담보행업진행전제조연적기출상，천술료융자담보행업적삼충형식여융자성본。대비분석국유여민영담보공사운영상황，개소지지융자담보공사적주요조시；통과해석융자담보안례，총결경험교훈；분석료융자담보행업존재적곤난여풍험，제출촉진서북지구융자담보행업건강발전적정책건의。
On the basis of the specialized investigation on the financing guarantee industry of five northwestern provinces and re-gions, the paper expounds three forms of financing guarantee industry and financing cost. The paper comparatively analyzes the operat-ing condition of state-owned and private guarantee companies, introduces the main measures of the government’s support for financ-ing guarantee companies, sums up experience and lessons through analyzing the financing guarantee cases, analyzes the existing diffi-culties and risks of financing guarantee industry, and puts forward policy suggestions on promoting the healthy development of the fi-nancing guarantee industry in the northwestern regions.