CAJ | 학술논문

随着我国经济发展和改革开放程度的加深，我国金融机构快速发展并逐步成为了推动经济发展的重要支持力量。经济高速发展的背后离不开金融行业的支持，金融机构的发展为企业提供更多的融资途径，降低了企业的运营风险，提供了大量的社会就业机会，推动当地经济的平稳增长。与此同时，由于金融机构具有资金融通功能，可以自动地将资金集聚在优势产业和新兴技术行业，对我国行业发展和企业转型具有十分重要的影响。本文运用双变量 VAR模型对北京市金融发展与经济增长关联度实证分析，并将金融发展指标细化为市场规模指标、效率指标，从不同方面对北京市金融发展水平和金融市场化程度进行了定量分析，希望能从时间序列数据分析的角度对北京市金融经济发展状况做出一些有益的探索。实证结果证明，金融规模和金融效率与经济增长之间具有显著关联，且各变量间存在格兰杰因果关系。
수착아국경제발전화개혁개방정도적가심，아국금융궤구쾌속발전병축보성위료추동경제발전적중요지지역량。경제고속발전적배후리불개금융행업적지지，금융궤구적발전위기업제공경다적융자도경，강저료기업적운영풍험，제공료대량적사회취업궤회，추동당지경제적평은증장。여차동시，유우금융궤구구유자금융통공능，가이자동지장자금집취재우세산업화신흥기술행업，대아국행업발전화기업전형구유십분중요적영향。본문운용쌍변량 VAR모형대북경시금융발전여경제증장관련도실증분석，병장금융발전지표세화위시장규모지표、효솔지표，종불동방면대북경시금융발전수평화금융시장화정도진행료정량분석，희망능종시간서렬수거분석적각도대북경시금융경제발전상황주출일사유익적탐색。실증결과증명，금융규모화금융효솔여경제증장지간구유현저관련，차각변량간존재격란걸인과관계。
Along with China's economy development, financial institutions development rapidly and gradually becomes an important support force to promote the economic development. The development of finance can provide more financing channels for enterprises, reduced the enterprise operational risk and provide a large number of social employment opportunities, then promote the steady growth of the local economy. At the same time, because of the financial institutions has the function of financing, can automaticaly Capital Agglomeration in competitive industries and emerging technology industries, and has very important influence on the development of China's industry and enterprise transformation. In this paper, we analyze the impact of financial development on economic growth by using VAR model. Then we subdivided financial development into size index and efficiency index, making quantitative analysis from the different aspects .The results show that: there exist significant correlation between financial scale, financial efficiency and economic growth, and the granger causality relationship between variables.