CAJ | 학술논문

基于DEA方法和回归分析法，对2003—2012年陕西省87个县域层面农村金融资金配置的综合效率、纯技术效率、规模效率进行了实证分析。研究结果表明：县域农业贷款产值率与县域农村金融资金配置效率存在相关关系，即县域涉农贷款规模与县域农村金融资金配置效率相关。在县域资本流动总量受资本要素收益与财政金融政策双重影响条件下，资本流动的回波效应易于在自然资源欠丰裕的县域出现；而一省县域传统农业向资本较为密集的现代农业转型进程的快慢，一定程度上取决于本省农业资本流动由回波效应阶段进入扩散效应阶段之速度的快慢，这是一种需持续引入制度创新以引致制度变迁的演进过程。
기우DEA방법화회귀분석법，대2003—2012년합서성87개현역층면농촌금융자금배치적종합효솔、순기술효솔、규모효솔진행료실증분석。연구결과표명：현역농업대관산치솔여현역농촌금융자금배치효솔존재상관관계，즉현역섭농대관규모여현역농촌금융자금배치효솔상관。재현역자본류동총량수자본요소수익여재정금융정책쌍중영향조건하，자본류동적회파효응역우재자연자원흠봉유적현역출현；이일성현역전통농업향자본교위밀집적현대농업전형진정적쾌만，일정정도상취결우본성농업자본류동유회파효응계단진입확산효응계단지속도적쾌만，저시일충수지속인입제도창신이인치제도변천적연진과정。
In this paper ,DEA analysis method and regression method based on the comprehensive efficiency ,capital of 2003‐2012 year Shaanxi 87 county level rural financial allocation of pure technical efficiency and scale efficiency of the empirical analysis ;empirical study show s that there exists relationship between county agriculture loan rate of output value and county rural financial capital allocation efficiency , namely the efficiency of rural financial resource allocation county agriculture loan scale and county related . In the total county capital flows were capital factor income and financial policy under the condition of double effect ,echo effect of capital flows is easy to natural resources abundant county owed appeared ;and a county of traditional agriculture to capital intensive process of modern agricultural transformation of the speed ,a speed depends on the agricultural capital flow s by echo effect of phase into the diffusion effect of phase speed ;this is a need to continue the introduction of institutional innovation in the evolution process of induced institutional change .