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CREDIT REFERENCE
2015年
4期
1-7
,共7页
互联网金融%众筹%中产阶层%信息透明%普惠金融
互聯網金融%衆籌%中產階層%信息透明%普惠金融
호련망금융%음주%중산계층%신식투명%보혜금융
Internet finance%crowd-funding%middle class%information transparency%inclusive finance
当前互联网金融已成为人们关注的热点，被普遍认为是金融领域一场深刻的革命。基于现实的分析和理论的思考认为：互联网金融既是一种连接技术，更是一种生活方式，其核心领域是众筹，社会基础是中产阶层的形成，有效运作的前提是信息真实透明；互联网金融不等于普惠金融。
噹前互聯網金融已成為人們關註的熱點，被普遍認為是金融領域一場深刻的革命。基于現實的分析和理論的思攷認為：互聯網金融既是一種連接技術，更是一種生活方式，其覈心領域是衆籌，社會基礎是中產階層的形成，有效運作的前提是信息真實透明；互聯網金融不等于普惠金融。
당전호련망금융이성위인문관주적열점，피보편인위시금융영역일장심각적혁명。기우현실적분석화이론적사고인위：호련망금융기시일충련접기술，경시일충생활방식，기핵심영역시음주，사회기출시중산계층적형성，유효운작적전제시신식진실투명；호련망금융불등우보혜금융。
Internet finance has become the focus of attention, and is generally regarded as a profound revolution in financial field.Based on reality analysis and theoretic thinking, the paper presents the following viewpoints: Inter-net finance is not only a kind of connection technology, but also a way of life; its key field is crowd-funding; its social base is the formation of the middle class; the premise for its effective operation is true and transparent infor-mation; and Internet finance is not equal to inclusive finance.
