CAJ | 학술논문

金融产业集聚是金融中心形成的必经阶段，金融业劳动生产率是衡量金融市场发展的重要指标。基于安徽省二十年的宏观经济数据，利用误差修正模型，实证分析了银行业集聚、保险行业集聚和证券行业集聚对劳动生产率的影响。得出结论：银行业集聚对劳动生产率提升影响最为显著，保险和证券行业的集聚对改善劳动生产率的作用依然存在，但效果甚微。最后结合当前形势，对建设城市金融中心提出合理化建议。
금융산업집취시금융중심형성적필경계단，금융업노동생산솔시형량금융시장발전적중요지표。기우안휘성이십년적굉관경제수거，이용오차수정모형，실증분석료은행업집취、보험행업집취화증권행업집취대노동생산솔적영향。득출결론：은행업집취대노동생산솔제승영향최위현저，보험화증권행업적집취대개선노동생산솔적작용의연존재，단효과심미。최후결합당전형세，대건설성시금융중심제출합이화건의。
Financial industry clustering is the necessary phase in the formation of a financial centre.Financial efficiency is an important index to measure the development of financial market.Based on the 20 years of macroeconomic data in anhui province,we use the VEC model to analysis the banking industry agglomeration, the insurance industry agglomeration and securities industry agglomeration effect on the finacial efficiency. We come to the conclusion that banks offer the most significant effect on the financial efficiency, insurance and securities industries agglomeration remains to improve financial efficiency, but not obvious.Finally, combining the current situation,we put forward reasonable suggestions on the construction of city financial center.